Know where your money goes.
Record expenses as they happen. Review your monthly spending without giving up control of your data.
Small records. A clearer picture.
Start with a total or add dated expenses. Your recorded actual updates automatically.
Expense Groups
Add an expense or record a group total. Review each group when complete.
Review & Improve
Why does this matter?
Confirmed spending records help identify where plans and actuals differ. Lower recorded spending does not prove cash was saved or used to repay debt.
Counting rules and privacy
Record purchases when incurred; do not count credit-card settlements twice. Debt principal, savings contributions and own-account transfers are not consumption expenses. If you enter a prior aggregate total, its cutoff prevents dated entries from overlapping that period. A blank is unknown, while an expressly confirmed empty group is zero. Results are educational and user-entered, not verified bank balances.